
Yahoo Finance· August 2, 2026
US CD Rates Reach Up to 4.10% APY
According to fresh data on the US banking market, the best certificate of deposit (CD) offers today allow savers to lock in returns of up to 4.10% APY. CDs remain a popular tool for conservative savers who want a guaranteed return over a set term without exposure to market swings. Amid expectations of changes in Federal Reserve interest rates, many Americans are rushing to lock in today's attractive terms while they are still available. For investors in Kazakhstan, such news is useful as a benchmark for comparing yields on foreign versus local deposit instruments. The rate differential also reflects broader trends in the global money market.